{"id":1158,"date":"2025-11-27T17:00:34","date_gmt":"2025-11-27T17:00:34","guid":{"rendered":"https:\/\/www.youngbusinesstalents.com\/es\/?p=1158"},"modified":"2025-11-27T10:05:50","modified_gmt":"2025-11-27T10:05:50","slug":"inversiones-financieras-2","status":"publish","type":"post","link":"https:\/\/www.youngbusinesstalents.com\/es\/inversiones-financieras-2","title":{"rendered":"Inversiones financieras"},"content":{"rendered":"

Al preparar su plan anual, los equipos pueden decidir realizar una inversi\u00f3n financiera, un dep\u00f3sito a plazo fijo (un a\u00f1o) al que se le aplicar\u00e1n las condiciones que aparecen en el men\u00fa de informaci\u00f3n del simulador.<\/p>\n

De cara a saber si cuentan con liquidez suficiente para llevar a cabo la inversi\u00f3n deben tener en cuenta la TON, la Tesorer\u00eda Operativa Necesaria, que se explica en otro art\u00edculo de esta secci\u00f3n y en el Escenario.<\/p>\n

Si la empresa dispone de tesorer\u00eda suficiente a comienzo de a\u00f1o y acaba el ejercicio con una tesorer\u00eda positiva, en el balance de situaci\u00f3n de final de a\u00f1o le aparecer\u00e1 la inversi\u00f3n financiera realizada en el activo, y en la cuenta de resultados se recoger\u00e1 el rendimiento obtenido por dicha inversi\u00f3n.<\/p>\n

Sin embargo, se pueden producir dos casos excepcionales:<\/p>\n

    \n
  1. La empresa cree disponer de tesorer\u00eda suficiente para realizar la inversi\u00f3n, pero no es as\u00ed porque no calcula correctamente la tesorer\u00eda de la que dispone al comienzo del a\u00f1o y\/o la TON. En este caso el simulador solicitar\u00e1 autom\u00e1ticamente un pr\u00e9stamo para poder realizar dicha inversi\u00f3n, aplicando las condiciones para pr\u00e9stamos que aparecen en el men\u00fa de informaci\u00f3n del simulador.<\/li>\n
  2. La empresa dispone de tesorer\u00eda suficiente para realizar la inversi\u00f3n al comienzo del a\u00f1o pero, debido a unos ingresos insuficientes a lo largo del ejercicio se queda sin liquidez. En este caso, el simulador cancelar\u00e1 autom\u00e1ticamente la inversi\u00f3n financiera para evitar que la empresa entre en descubierto, aplicando la comisi\u00f3n de cancelaci\u00f3n establecida en el men\u00fa de informaci\u00f3n, que es menor que el tipo de inter\u00e9s por descubierto.<\/li>\n<\/ol>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Al preparar su plan anual, los equipos pueden decidir realizar una inversi\u00f3n financiera, un dep\u00f3sito a plazo fijo (un a\u00f1o) al que se le aplicar\u00e1n las condiciones que aparecen en el men\u00fa de informaci\u00f3n del simulador. De cara a saber si cuentan con liquidez suficiente para llevar a cabo la inversi\u00f3n deben tener en cuenta […]\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1158","post","type-post","status-publish","format-standard","hentry","category-avisos"],"yoast_head":"\nInversiones financieras - Young Business Talents Espa\u00f1a<\/title>\n<meta name=\"description\" content=\"Participa en el Business Game que te permitir\u00e1 gestionar una empresa gracias al uso de avanzados simuladores empresariales.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.youngbusinesstalents.com\/es\/inversiones-financieras-2\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inversiones financieras - 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